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Boats · Top 10

Top 10 Boats Under $40,000 in 2027

By Kory White · Updated Oct 2026 · 5 min read
Bayliner VR6 Outboard
Direct answer

The Bayliner VR6 Outboard is the best boat under $40,000: a 22 ft 7 in bowrider for up to 10 people, starting at $38,925. The Tahoe T18 ($28,995 with a 90 ELPT FourStroke and trailer) is the best value, and the Sun Tracker Party Barge 20 DLX ($32,995) is the best pontoon.

At a glance

#PickPriceBest for
1Bayliner VR6 OutboardStarting at $38,925Families who want the most boat under $40,000: a 22 ft 7 in bowrider for up to 10 people
2Tahoe T18$28,995 with a 90 ELPT FourStroke (2027, boat, motor and trailer, national price)A low-priced runabout for tubing, skiing and lake days, with a trailer included
3Sun Tracker Party Barge 20 DLX$32,995 with a 60 ELPT FourStroke Command Thrust (2027, national price; trailer optional)Calm-water cruising and swimming with a big crew
4Boston Whaler 160 Super SportStarting at $37,095 (2027 suggested retail incl. freight)A small, easy-to-run Whaler for fishing, cruising and watersports
5Stingray 19SCStarting as low as $30,773 (MSRP $39,453)A fiberglass deck boat for towing tubers and lounging
6Tracker Pro Guide V-175 Combo$33,995 with a 90 EXLPT FourStroke (2027, boat, motor and trailer, national price)Fishing in the morning and tubing in the afternoon in an aluminum deep-V
7Crestliner 1750 HawkStarting at $32,873Walleye and bass fishing with the family in an all-welded aluminum hull
8Nitro Z17$32,995 with a 115 ELPT Pro XS FourStroke (2027, boat, motor and trailer, national price)Bass fishing from a stable deck with a Lowrance fishfinder standard
9Lund 1650 Rebel XLStarting at $25,633A first fishing boat that is easy to launch and trailer, in tiller, SS or sport layouts
10Mako Pro Skiff 15 CC$21,995 with a 40 ELPT FourStroke (2027, boat, motor and trailer, national price)Shallow bays and creeks on the smallest budget

Pick by what you want

Best overall
Bayliner VR6 Outboard
Best value
Tahoe T18
Best pontoon
Sun Tracker Party Barge 20 DLX
Best for fishing and skiing
Tracker Pro Guide V-175 Combo
Best bass boat
Nitro Z17
Lowest price
Mako Pro Skiff 15 CC

The ranking

1

Bayliner VR6 Outboard

Bayliner VR6 Outboard
Answrs VerdictThe biggest boat on this list for under $40,000.
Price: Starting at $38,925Length: 22'7"Persons capacity: 10Max horsepower: 200 HPFuel: 33 GAL

The Bayliner VR6 Outboard is a 22 ft 7 in bowrider for up to 10 people, with a 33-gallon tank and up to 200 HP, starting at $38,925. Bayliner says its BeamForward and AftAdvantage design delivers big comfort and value.

Go ifFamilies who want the most boat under $40,000: a 22 ft 7 in bowrider for up to 10 people
Skip ifYou want a fishing boat with a live well
Why #1 over #2: At 22 ft 7 in for up to 10 people it outsizes the T18’s 18 ft 5 in and 9 persons, and takes up to 200 HP against the T18’s 115 HP.
2

Tahoe T18

Tahoe T18
Answrs VerdictThe best value: a 9-person runabout under $30,000.
Price: $28,995 with a 90 ELPT FourStroke (2027, boat, motor and trailer, national price)Length: 18' 5''Persons capacity: 9 personsMax horsepower: 115 HPFuel: 20 gal.

The 2027 Tahoe T18 is a 9-passenger, 18 ft 5 in runabout with a 20-gallon tank. It comes with a 90hp Mercury ELPT FourStroke and a trailer for $28,995, and is rated for up to 115hp; Tahoe pitches it for pulling tubes, skiers and wakeboarders with an optional ski tow bar.

Go ifA low-priced runabout for tubing, skiing and lake days, with a trailer included
Skip ifYou need room for 10 or more
Why #2 over #3: It costs $28,995 with motor and trailer, against $32,995 for the Party Barge 20 DLX without a trailer.
3

Sun Tracker Party Barge 20 DLX

Sun Tracker Party Barge 20 DLX
Answrs VerdictThe best pontoon under $40,000.
Price: $32,995 with a 60 ELPT FourStroke Command Thrust (2027, national price; trailer optional)Length: 21' 11''Persons capacity: 10 personsMax horsepower: 115 HPFuel: 32.1 gal.

The 2027 Sun Tracker Party Barge 20 DLX is 21 ft 11 in with room for up to 10 persons, a 32.1-gallon tank and up to 115 HP, at $32,995 with a 60 ELPT FourStroke Command Thrust. Sun Tracker lists a standard ski tow pylon anchor point.

Go ifCalm-water cruising and swimming with a big crew
Skip ifYou boat in rough, open water
Why #3 over #4: It holds up to 10 persons against the 160 Super Sport’s 6, for $32,995 against $37,095.
4

Boston Whaler 160 Super Sport

Boston Whaler 160 Super Sport
Answrs VerdictThe premium small boat under $40,000.
Price: Starting at $37,095 (2027 suggested retail incl. freight)Length: 16’ 2”Persons capacity: 6Max horsepower: 90 HPDraft (estimated): 10”

The Boston Whaler 160 Super Sport is 16 ft 2 in for up to 6 people, with a 10-inch draft, rated for up to 90 HP. It starts at $37,095 including freight.

Go ifA small, easy-to-run Whaler for fishing, cruising and watersports
Skip ifYou need seats for more than 6
Why #4 over #5: Its 10-inch draft is shallower than the 19SC’s 12.5-inch maximum draft (drive up), and Boston Whaler cites its legendary unsinkability.
5

Stingray 19SC

Stingray 19SC
Answrs VerdictThe best deck boat under $40,000.
Price: Starting as low as $30,773 (MSRP $39,453)Length: 19'1"Max capacity: 9 peopleMax engine power: 115 HPMax draft (drive up): 12.5"

The Stingray 19SC is a 19 ft 1 in deck boat for up to 9 people, rated for up to 115 HP, with a 12.5-inch maximum draft (drive up). Stingray lists it starting as low as $30,773 (MSRP $39,453).

Go ifA fiberglass deck boat for towing tubers and lounging
Skip ifYou want a dedicated fishing boat
Why #5 over #6: It seats up to 9 people against the Pro Guide V-175 Combo’s 6 persons.
6

Tracker Pro Guide V-175 Combo

Tracker Pro Guide V-175 Combo
Answrs VerdictThe best fish-and-ski boat under $40,000.
Price: $33,995 with a 90 EXLPT FourStroke (2027, boat, motor and trailer, national price)Length: 17' 7''Persons capacity: 6 personsMax horsepower: 150 HPFuel: 25.5 gal.

The 2027 Tracker Pro Guide V-175 Combo is 17 ft 7 in with a 25.5-gallon tank and up to 150 HP, at $33,995 with a 90 EXLPT FourStroke and trailer. Tracker built it for fishing, tubing, skiing and cruising.

Go ifFishing in the morning and tubing in the afternoon in an aluminum deep-V
Skip ifYou want a fiberglass ride
Why #6 over #7: It is rated for up to 150 HP and carries 25.5 gallons, against the 1750 Hawk’s 115 HP and 20 gallons.
7

Crestliner 1750 Hawk

Crestliner 1750 Hawk
Answrs VerdictThe all-welded family fishing boat.
Price: Starting at $32,873Length: 17' 6"Persons capacity: 6Max horsepower: 115Fuel: 20 gal.

The Crestliner 1750 Hawk is a 17 ft 6 in all-welded aluminum fishing boat for up to 6 people, with a 20-gallon tank and up to 115 HP, starting at $32,873. Crestliner offers it with a side console or walk-through windshield and an optional sport package.

Go ifWalleye and bass fishing with the family in an all-welded aluminum hull
Skip ifYou want 150 HP
Why #7 over #8: It is rated for 6 persons against the Nitro Z17’s 3.
8

Nitro Z17

Nitro Z17
Answrs VerdictThe best bass boat under $40,000.
Price: $32,995 with a 115 ELPT Pro XS FourStroke (2027, boat, motor and trailer, national price)Length: 17' 4''Persons capacity: 3 personsMax horsepower: 115 HPFuel: 24 gal.

The 2027 Nitro Z17 is a 17 ft 4 in bass boat with a 24-gallon tank and up to 115 HP, at $32,995 with a 115 ELPT Pro XS FourStroke and trailer. Nitro includes a Lowrance fishfinder and lockable rod lockers for rods up to 7 ft 6 in.

Go ifBass fishing from a stable deck with a Lowrance fishfinder standard
Skip ifYou carry family or friends (it is rated for 3 persons)
Why #8 over #9: Its 24-gallon tank tops the 1650 Rebel XL’s 19 gallons, and its 115 Pro XS comes in the package price.
9

Lund 1650 Rebel XL

Lund 1650 Rebel XL
Answrs VerdictThe lowest-priced boat from a big-name fishing brand here.
Price: Starting at $25,633Length: 16' 7"Persons capacity: 6Fuel: 19 GalFront livewell: 16 Gal / 37" Long

The Lund 1650 Rebel XL is a 16 ft 7 in aluminum fishing boat for up to 6 people, with a 19-gallon tank and a 16-gallon front livewell, starting at $25,633. Lund offers it in sport, SS and tiller floorplans.

Go ifA first fishing boat that is easy to launch and trailer, in tiller, SS or sport layouts
Skip ifYou want watersports seating
Why #9 over #10: At 16 ft 7 in for 6 people it is bigger than the Pro Skiff 15 CC’s 15 ft 2 in for 5 persons.
10

Mako Pro Skiff 15 CC

Mako Pro Skiff 15 CC
Answrs VerdictThe lowest price on the list.
Price: $21,995 with a 40 ELPT FourStroke (2027, boat, motor and trailer, national price)Length: 15' 2''Persons capacity: 5 personsMax horsepower: 60 HPDraft: 8''

The 2027 Mako Pro Skiff 15 CC is a 15 ft 2 in center console skiff for up to 5 persons, with an 8-inch draft and up to 60 HP, at $21,995 with a 40 ELPT FourStroke and trailer. It has an Orion cooler under the helm seat and an aerated baitwell under the front seat.

Go ifShallow bays and creeks on the smallest budget
Skip ifYou need room for more than 5

How we ranked these

We ranked boats whose builders publish a 2027 price under $40,000 on size, capacity and power, then on that published price. Some prices include a motor and trailer and some do not, as noted on each pick; dealer freight, prep and taxes can add to the price. Facts are taken from each maker's own published information; check the official site before you buy.

Questions people ask

What is the best boat under $40,000?

The Bayliner VR6 Outboard: a 22 ft 7 in bowrider for up to 10 people with up to 200 HP, starting at $38,925.

What is the cheapest boat on this list?

The Mako Pro Skiff 15 CC, at $21,995 with a 40 ELPT FourStroke, boat, motor and trailer.

Can you get a pontoon boat for under $40,000?

Yes. The Sun Tracker Party Barge 20 DLX is $32,995 with a 60 ELPT FourStroke and holds up to 10 persons.

Can you get a Boston Whaler for under $40,000?

The 160 Super Sport starts at $37,095, including freight.

Starting or national price (USD) at a glance

Mako Pro Skiff 15 CC21,995 USD
Lund 1650 Rebel XL25,633 USD
Tahoe T1828,995 USD
Stingray 19SC30,773 USD
Crestliner 1750 Hawk32,873 USD
Sun Tracker Party Barge 20 DLX32,995 USD
Nitro Z1732,995 USD
Tracker Pro Guide V-175 Combo33,995 USD
Boston Whaler 160 Super Sport37,095 USD
Bayliner VR6 Outboard38,925 USD
Starting or national price (USD), as published by each maker. Picks without a published figure are left off.

Official sites

Sources

Prices, specs and availability change; confirm on the official site before you buy.