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Boats · Top 10

Top 10 Boats Under $75,000 in 2027

By Kory White · Updated Oct 2026 · 4 min read
Chaparral 21 SSi
Direct answer

The Chaparral 21 SSi is the best boat under $75,000, a 21-foot sport boat for 12 from $60,265. The Bayliner D22 ($50,563) is #2 and the Yamaha AR220 ($66,999) is #3.

At a glance

#PickPriceBest for
1Chaparral 21 SSiStarting at $60,265 (Chaparral One price, NAP)A 21-foot sport boat that seats 12
2Bayliner D22Starting at $50,563Big groups on a deck boat for about $50,000
3Yamaha AR220Starting at $66,999A 22-foot boat with twin engines and a 75-gallon tank
4Bayliner Trophy T22CCStarting at $56,250Saltwater fishing on a 22-foot center console
5Starcraft SVX 191 OBStarting at $55,089, includes a 115 HP motor and trailerA trailer-included deck boat for 12
6Yamaha 195 FSH SportStarting at $55,099A 19-foot center console for 8
7Bennington S LineStarting at $36,073 US MSRP (MY27)A pontoon you can size from 16 to 25 feet
8Tracker Targa V-19 ComboNational Price $48,595 with a Mercury 150 FourStrokeA deep-V fish and ski boat for 8
9Nitro Z19 XLNational Price $52,995 with a Mercury 200 Pro XSBass fishing from a 19-foot bass boat
10Mako Pro Skiff 18National Price $39,995 with a Mercury 115 Pro XSInshore fishing from a skiff

Pick by what you want

Best overall
Chaparral 21 SSi
Best value
Bayliner D22
Best twin-engine boat
Yamaha AR220
Best for fishing
Bayliner Trophy T22CC
Lowest price
Bennington S Line

The ranking

1

Chaparral 21 SSi

Chaparral 21 SSi
Answrs VerdictThe best all-round boat under $75,000.
Price: Starting at $60,265 (Chaparral One price, NAP)Length: 21 ftBeam: 8 ft 4 inFuel: 40 galPassengers: 12

The Chaparral 21 SSi is a 21-foot sport boat with an 8 ft 4 in beam, 40 gallons of fuel and room for 12 passengers, starting at $60,265 (Chaparral One price).

Go ifA 21-foot sport boat that seats 12
Skip ifYou need more than 40 gallons of fuel
Why #1 over #2: It seats the same 12 people as the Bayliner D22 with wraparound seat backs in the bow.
2

Bayliner D22

Bayliner D22
Answrs VerdictThe best-value deck boat.
Price: Starting at $50,563Length: 21 ft 6 inMax horsepower: 200 hpPersons capacity: 12Fuel: 55 gal

The Bayliner D22 is a 21 ft 6 in deck boat for 12 people with up to 200 hp and 55 gallons of fuel, starting at $50,563.

Go ifBig groups on a deck boat for about $50,000
Skip ifYou want more than 200 hp
Why #2 over #3: It carries 12 people to the AR220’s 10, for $50,563 vs $66,999.
3

Yamaha AR220

Yamaha AR220
Answrs VerdictThe twin-engine pick.
Price: Starting at $66,999Length: 22 ftSeating: 10 peopleFuel: 75 galEngines: Twin 3-cylinder, 4-stroke TR-1 Yamaha marine engines

The Yamaha AR220 is a 22-foot boat with twin TR-1 Yamaha marine engines, seating for 10 and a 75-gallon tank, starting at $66,999.

Go ifA 22-foot boat with twin engines and a 75-gallon tank
Skip ifYou want the lowest price on the list
Why #3 over #4: Its 75-gallon tank tops the T22CC’s 65 gallons.
4

Bayliner Trophy T22CC

Bayliner Trophy T22CC
Answrs VerdictThe center console pick.
Price: Starting at $56,250Length: 22 ft 7 inMax horsepower: 300 hpPersons capacity: 10Fuel: 65 gal

The Bayliner Trophy T22CC is a 22 ft 7 in center console rated for 10 people and up to 300 hp, with 65 gallons of fuel, starting at $56,250.

Go ifSaltwater fishing on a 22-foot center console
Skip ifYou want deck-boat lounging space
Why #4 over #5: Its 300 hp maximum is well above the SVX 191 OB’s 175 hp.
5

Starcraft SVX 191 OB

Starcraft SVX 191 OB
Answrs VerdictThe deck boat with the trailer included.
Price: Starting at $55,089, includes a 115 HP motor and trailerLength: 18 ft 11 inMax horsepower: 175 hpMax persons: 12Fuel: 45 gal

The Starcraft SVX 191 OB is an 18 ft 11 in deck boat for up to 12 people and up to 175 hp, starting at $55,089 with a 115 HP motor and trailer included.

Go ifA trailer-included deck boat for 12
Skip ifYou need a boat longer than 19 feet
Why #5 over #6: It is rated for 12 people to the 195 FSH Sport’s 8 seats.
6

Yamaha 195 FSH Sport

Yamaha 195 FSH Sport
Answrs VerdictThe small center console pick.
Price: Starting at $55,099Length: 19 ft 5 inSeating: 8 peopleFuel: 40 galEngine: Single supercharged 4-cylinder Super Vortex High Output Yamaha marine engine

The Yamaha 195 FSH Sport is a 19 ft 5 in center console with a supercharged Super Vortex High Output engine, seating for 8 and 40 gallons of fuel, starting at $55,099.

Go ifA 19-foot center console for 8
Skip ifYou need seating for more than 8
Why #6 over #7: It is a 19 ft 5 in center console, a different layout from the S Line pontoon.
7

Bennington S Line

Bennington S Line
Answrs VerdictThe pontoon pick.
Price: Starting at $36,073 US MSRP (MY27)Lengths: 16, 18, 20, 21, 22, 23 and 25 ft (L-bench floor plan)Floor plans: Quad bench, swingback, L-bench, fish and quad chair

The Bennington S Line pontoon starts at $36,073 US MSRP for model year 2027 and comes in quad bench, swingback, L-bench, fish and quad chair floor plans, with L-bench lengths from 16 to 25 ft.

Go ifA pontoon you can size from 16 to 25 feet
Skip ifYou want a V-hull for rough water
Why #7 over #8: Its $36,073 starting price is below the Targa V-19 Combo’s $48,595.
8

Tracker Targa V-19 Combo

Tracker Targa V-19 Combo
Answrs VerdictThe deep-V fish and ski pick.
Price: National Price $48,595 with a Mercury 150 FourStrokeLength: 19 ftMax horsepower: 225 hpPersons capacity: 8Fuel: 47 galHull material: 0.125 5052 marine alloy

The Tracker Targa V-19 Combo is a 19-foot deep-V fish and ski boat with a 0.125 5052 marine alloy hull, rated for 8 people, with up to 225 hp and 47 gallons of fuel, at a $48,595 National Price with a Mercury 150 FourStroke.

Go ifA deep-V fish and ski boat for 8
Skip ifYou need more than 47 gallons of fuel
Why #8 over #9: It carries 8 people to the Z19 XL’s 4.
9

Nitro Z19 XL

Nitro Z19 XL
Answrs VerdictThe bass boat pick.
Price: National Price $52,995 with a Mercury 200 Pro XSLength: 19 ft 3 inMax horsepower: 200 hpPersons capacity: 4Fuel: 50 gal

The Nitro Z19 XL is a 19 ft 3 in bass boat with up to 200 hp and 50 gallons of fuel, at a $52,995 National Price with a Mercury 200 Pro XS.

Go ifBass fishing from a 19-foot bass boat
Skip ifYou carry more than 4 people
Why #9 over #10: Its 200 hp and 50 gallons beat the Pro Skiff 18’s 175 hp and 37 gallons.
10

Mako Pro Skiff 18

Mako Pro Skiff 18
Answrs VerdictThe inshore skiff pick.
Price: National Price $39,995 with a Mercury 115 Pro XSLength: 18 ft 6 inMax horsepower: 175 hpPersons capacity: 5Fuel: 37 gal

The Mako Pro Skiff 18 is an 18 ft 6 in inshore skiff for 5 people with up to 175 hp and 37 gallons of fuel, at a $39,995 National Price with a Mercury 115 Pro XS.

Go ifInshore fishing from a skiff
Skip ifYou need room for more than 5

How we ranked these

We ranked each boat on how much it gives for its builder’s own published price under $75,000: people capacity, size and power first, then price. Facts are taken from each maker's own published information; check the official site before you buy.

Questions people ask

What is the best boat under $75,000?

The Chaparral 21 SSi: a 21-foot sport boat for 12 passengers, starting at $60,265 (Chaparral One price).

What is the cheapest boat on this list?

The Bennington S Line pontoon, starting at $36,073 US MSRP for model year 2027.

Which boat under $75,000 carries the most people?

The Chaparral 21 SSi, Bayliner D22 and Starcraft SVX 191 OB are each rated for 12.

Does any boat here include a trailer in the price?

Yes. Starcraft says the SVX 191 OB starts at $55,089 and includes a 115 HP motor and trailer.

Published price (USD) at a glance

Bennington S Line$36,073
Mako Pro Skiff 18$39,995
Tracker Targa V-19 Combo$48,595
Bayliner D22$50,563
Nitro Z19 XL$52,995
Starcraft SVX 191 OB$55,089
Yamaha 195 FSH Sport$55,099
Bayliner Trophy T22CC$56,250
Chaparral 21 SSi$60,265
Yamaha AR220$66,999
Published price (USD), as published by each maker. Picks without a published figure are left off.

Official sites

Sources

Prices, specs and availability change; confirm on the official site before you buy.