The best luxury SUV under $60,000 with a third row is the 2026 Acura MDX: it starts at $51,800 before destination, seats up to 7 and IIHS lists it as a Top Safety Pick. Next is the 2027 Infiniti QX60 from $57,290, also a Top Safety Pick. Without a third row, the cheapest is the 2026 Acura RDX at $45,100. The 2027 Lexus TX 350 is the only pick whose $58,890 price states it includes destination.
Buyers who specifically want an Audi starting at $53,300
Pick by what you want
Best 3-row
2026 Acura MDX
Best IIHS award
2027 Genesis GV70
Cheapest
2026 Acura RDX
Best mpg
2027 Lexus RX 350 Premium
Destination included
2027 Lexus TX 350
The ranking
1
2026 Acura MDX
Photo: HJUdall / CC0 via Wikimedia Commons
Answrs VerdictThe cheapest three-row here.
Starting MSRP: $51,800 for the 2026 MDX, before destination (the Type S starts at $76,450)Third row: Three-row seating with room for up to 7EPA mpg: 19/26/22 city/highway/combined for FWD; 19/25/21 for SH-AWDIIHS: Top Safety Pick: Good in small overlap front, side and headlights, Acceptable in moderate overlap frontEngine: 290-hp 3.5L V-6
The 2026 MDX starts at $51,800 before destination and offers three-row seating with room for up to 7. IIHS lists it as a Top Safety Pick, with Good in small overlap front, side and headlights and Acceptable in moderate overlap front. EPA estimates are 19/26/22 mpg for FWD and 19/25/21 for SH-AWD. The Type S is $76,450, so it is not on this list.
Go ifFamilies who want a real third row and a Top Safety Pick for the lowest price here
Skip ifYou want a 2027 model year; the Acura page lists the 2026 MDX
Why #1 over #2: It has a third row and a Top Safety Pick for $51,800, against $58,890 for the Lexus TX 350.
2
2027 Infiniti QX60
Photo: Kevauto / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThree rows, under $60K with destination.
Starting MSRP: $57,290 for the 2027 QX60; Infiniti says MSRP excludes up to $2,275 destination and handlingThird row: Wikipedia says the current QX60 is a seven-seaterEPA mpg: 22/28/24 city/highway/combined for FWD; 21/27/24 for AWDIIHS: Top Safety Pick on IIHS's 2025 QX60 page: Good in small overlap front, side and headlights, Acceptable in moderate overlap front
Infiniti lists the 2027 QX60 from $57,290 and says MSRP excludes up to $2,275 destination and handling, so it still fits under $60,000. Wikipedia describes the current QX60 as a seven-seater. IIHS lists a Top Safety Pick on its 2025 QX60 page, and EPA estimates 24 mpg combined for both FWD and AWD.
Go ifThree-row buyers who want a Top Safety Pick and a price that stays under $60,000 with destination
Skip ifYou want the lowest three-row price; the MDX is cheaper
Why #2 over #3: It also earns a Top Safety Pick and has a third row, with a price that stays under $60,000 once the $2,275 destination is added.
3
2027 Genesis GV80 2.5T RWD
Photo: MercurySable99 / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictTop award, tightest on budget.
Starting MSRP: $58,850 for the 2027 GV80 2.5T RWD; whether destination is included could not be confirmedThird row: Most 2027 GV80 trims come standard with a third row for 7-passenger seating; Prestige Black has two rows and five seatsEPA mpg: Up to 20/26 mpg city/highway for 2.5T RWD, 19/24 for 2.5T AWDIIHS: Top Safety Pick+ on IIHS's 2025 GV80 page: Good in small overlap front, moderate overlap front, side and headlights
The 2027 GV80 2.5T RWD starts at $58,850, and most trims come standard with a third row for 7-passenger seating; Prestige Black has two rows and five seats. IIHS lists a Top Safety Pick+ on its 2025 GV80 page. Whether destination is included in the price could not be confirmed, so it may pass $60,000 once added.
Go ifThree-row buyers who want the top IIHS award
Skip ifYou need to stay under $60,000 after destination; that could not be confirmed
Why #3 over #4: It holds a Top Safety Pick+ against no award for the Lexus TX 350, but its price is the tightest to $60,000.
4
2027 Lexus TX 350
Photo: Mr.choppers / CC BY-SA 3.0 via Wikimedia Commons
Answrs VerdictDestination included, no IIHS award.
Starting MSRP: $58,890 for the 2027 TX 350, which Lexus says includes the $1,550 delivery, processing and handling feeThird row: The third row is reached through a slide-assist walk-in mechanism; Lexus lists 7 seats for the 350EPA mpg: 23 combined for gas models on the 2026 TX pageIIHS: IIHS's 2026 TX page lists small overlap front Acceptable and no award
The 2027 TX 350 starts at $58,890, and Lexus says that includes the $1,550 delivery, processing and handling fee. Lexus lists 7 seats for the 350 and a slide-assist walk-in third row. Lexus's 2026 TX page lists 23 mpg combined for gas models; IIHS's TX page lists small overlap front Acceptable and no award.
Go ifThree-row buyers who want the price to include destination
Skip ifYou want an IIHS award; none is listed for the TX
Why #4 over #5: Its $58,890 price is stated to include destination, while the Aviator's $57,495 excludes it.
5
2027 Lincoln Aviator Premiere
Photo: MercurySable99 / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThree rows, thirsty.
Starting MSRP: $57,495 for the 2027 Aviator, excluding destination and deliveryThird row: Seating for up to 7EPA mpg: 17/25/20 city/highway/combined with rear-wheel drive; 17/24/20 with all-wheel driveIIHS: IIHS's 2025 Aviator page lists Good in small overlap front, moderate overlap front and side, and no award
The 2027 Aviator starts at $57,495 before destination and delivery, with seating for up to 7. Lincoln lists 17/25/20 mpg with rear-wheel drive and 17/24/20 with AWD. IIHS lists Good in small overlap front, moderate overlap front and side, and no award.
Go ifThree-row buyers who put price ahead of fuel economy
Skip ifYou want better fuel economy than 20 mpg combined
Why #5 over #6: It is a three-row at $57,495, though 20 mpg combined trails the QX60's 24.
6
2027 Genesis GV70
Photo: Alexander Migl / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictTop award under $50K.
Starting MSRP: $49,350 for the 2027 GV70; whether destination is included could not be confirmedThird row: Not listed on the maker's pageEPA mpg: 20/26/22 city/highway/combined for the 2.5L turbo AWD; 18/25/21 for the 3.5L turboIIHS: Top Safety Pick+ on IIHS's 2025 GV70 page: Good in small overlap front, moderate overlap front, side and headlights
The 2027 GV70 starts at $49,350, though whether destination is included could not be confirmed. IIHS lists a Top Safety Pick+ on its 2025 GV70 page with Good in small overlap front, moderate overlap front, side and headlights. EPA estimates 20/26/22 mpg for the 2.5L turbo AWD. The maker page does not list a third row.
Go ifBuyers who want a top IIHS award in a smaller luxury SUV
Skip ifYou need a third row
Why #6 over #7: It holds a Top Safety Pick+ at $49,350, where the Audi Q5 at $53,300 lists no award.
7
2026 BMW X3 30 xDrive
Photo: Alexander Migl / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictEfficient and quick.
Starting MSRP: $51,300 for the 2026 X3 30 xDriveThird row: Not listed on the maker's pageEPA mpg: 27/33/29 city/highway/combinedIIHS: Top Safety Pick+ on IIHS's 2025 X3 page for vehicles built after April 2025; Good in small overlap front, moderate overlap front and sidePerformance: 255 hp, 0-60 mph in 6.0 sec per BMW
The 2026 X3 30 xDrive starts at $51,300 with 255 hp and a 6.0-second 0-60 mph time per BMW. EPA estimates 27/33/29 mpg. IIHS lists a Top Safety Pick+ on its 2025 X3 page for vehicles built after April 2025. The BMW page does not list a third row.
Go ifDrivers who want 29 mpg combined and a 6.0-second 0-60 time
Skip ifYou need a third row
Why #7 over #8: It gets 29 mpg combined at $51,300, against 25 for the Lexus RX 350 gas FWD.
8
2027 Lexus RX 350 Premium
Photo: Elise240SX / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictHybrid value, weaker crash test.
Starting MSRP: $55,450 for the 2027 RX 350 Premium FWD; the AWD Premium is $57,050 and the 350h hybrid Premium AWD is $57,750Third row: Not listed on the maker's pageEPA mpg: 22/29/25 city/highway/combined for gas FWD; 37/34/36 for the 350h hybridIIHS: IIHS's 2025 RX page lists no award; moderate overlap front is Poor
The 2027 RX 350 Premium FWD starts at $55,450; the AWD Premium is $57,050 and the 350h hybrid Premium AWD is $57,750. EPA estimates 22/29/25 mpg for gas FWD and 37/34/36 for the hybrid. IIHS lists no award on its 2025 RX page and rates moderate overlap front Poor. No third row is listed.
Go ifBuyers who want a hybrid at 36 mpg combined under $60,000
Skip ifCrash-test ratings matter most; the moderate overlap front rating is Poor
Why #8 over #9: The 350h hybrid gets 36 mpg combined at $57,750, but the Poor moderate overlap rating puts it below the X3.
9
2026 Acura RDX
Photo: Alexander-93 / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe cheapest luxury SUV here.
Starting MSRP: $45,100 for the 2026 RDX, before destination; the lowest price hereThird row: Not listed on the maker's pageEPA mpg: 21/27/23 city/highway/combinedIIHS: Top Safety Pick on IIHS's 2025 RDX page: Good in small overlap front, side and headlightsEngine: 272-hp 2.0L VTEC turbo
The 2026 RDX starts at $45,100 before destination, the lowest price here, with a 272-hp 2.0L VTEC turbo and 21/27/23 mpg. IIHS lists a Top Safety Pick on its 2025 RDX page. No third row is listed. Acura's page lists the 2026 model year.
Go ifShoppers who want the lowest price on a luxury SUV with a Top Safety Pick
Skip ifYou need a third row or a 2027 model year
Why #9 over #10: It is $45,100 against $53,300 for the Audi Q5, with a Top Safety Pick the Q5 lacks.
10
2027 Audi Q5
Photo: Alexander Migl / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictAudi badge, weaker IIHS.
Starting MSRP: $53,300 for the 2027 Q5Third row: Not listed on the maker's pageEPA mpg: 21/29/24 city/highway/combined for the 2026 Q5IIHS: IIHS's 2025 Q5 page lists no award; Good in small overlap front, Marginal in moderate overlap front
The 2027 Q5 starts at $53,300. EPA estimates 21/29/24 mpg for the 2026 Q5. IIHS lists Good in small overlap front and Marginal in moderate overlap front, and no award, on its 2025 Q5 page. No third row is listed on the Audi page.
Go ifBuyers who specifically want an Audi starting at $53,300
Skip ifCrash-test ratings matter most; no award is listed
How we ranked these
We kept new 2026 and 2027 luxury SUVs with a starting MSRP under $60,000 on the maker's own page, then ranked them by a listed third row, the IIHS award on its model page, and price. Prices are before destination unless noted: Lexus says the TX price includes it and Infiniti says its MSRP excludes up to $2,275. Genesis did not state it, so the GV80 could pass $60,000 once destination is added; Audi did not state it either. IIHS ratings come from the 2025 or 2026 model pages, not always the model year shown. Dropped: the Volvo three-row SUV, whose price we could not confirm on the Volvo site and which third-party sites list above $60,000, and the Lincoln Nautilus and Cadillac models, which we did not confirm. See also /cars/best-luxury-suvs-2027/, /cars/best-luxury-full-size-suvs-2027/ and /cars/best-luxury-hybrid-suvs-2027/. Photos are credited Wikimedia Commons images; some show earlier model years of the same generation. Facts are taken from each maker's own published information; check the official site before you buy.
Questions people ask
What is the best luxury 3-row SUV under $60,000 in 2027?
The 2026 Acura MDX is the lowest-priced three-row here at $51,800 before destination, seats up to 7, and IIHS lists it as a Top Safety Pick. The 2027 Infiniti QX60 at $57,290 is also a Top Safety Pick, and Infiniti says destination is up to $2,275.
Which luxury SUVs have a third row under $60,000?
Five picks here list one: the Acura MDX, Infiniti QX60, Genesis GV80, Lexus TX 350 and Lincoln Aviator. The other five (GV70, X3, RX, RDX and Q5) do not list a third row on the maker page we used.
Is the Lexus TX under $60,000 with destination?
Yes. Lexus says the $58,890 starting price of the 2027 TX 350 includes the $1,550 delivery, processing and handling fee.
Is the Genesis GV80 really under $60,000?
Its $58,850 starting MSRP is, but whether destination is included could not be confirmed, so it may pass $60,000 once added. Check the Genesis disclaimer before you buy.
Starting MSRP on the maker page (USD, before destination unless noted) at a glance
2026 Acura RDX$45,100
2027 Genesis GV70$49,350
2026 BMW X3 30 xDrive$51,300
2026 Acura MDX$51,800
2027 Audi Q5$53,300
2027 Lexus RX 350 Premium$55,450
2027 Infiniti QX60$57,290
2027 Lincoln Aviator Premiere$57,495
2027 Genesis GV80 2.5T RWD$58,850
2027 Lexus TX 350$58,890
Starting MSRP on the maker page (USD, before destination unless noted), as published by each maker. Picks without a published figure are left off.
