The 2022 Lexus NX (AZ20) is the best used luxury SUV under $40,000: KBB owners rate it 4.9 out of 5 for reliability, IIHS gives the 2022 model a Top Safety Pick+, and KBB Fair Purchase Prices run from $30,700 to $38,700. The 2022 Lincoln Nautilus is #2 and the 2022 Cadillac XT6 is #3.
At a glance
#
Pick
Used price (KBB, 2022 model year, read in October 2026)
Kelley Blue Book Fair Purchase Price $26,600 for the Q7 45 TFSI Premium (originally $58,570) up to $31,800 for the Q7 55 TFSI Prestige (originally $72,870)
Kelley Blue Book Fair Purchase Price $28,300 for the GV70 2.5T Standard (originally $42,595) up to $32,300 for the GV70 3.5T Sport (originally $54,195)
Kelley Blue Book Fair Purchase Price $22,100 for the Q5 40 TFSI Premium (originally $44,370) up to $28,300 for the Q5 55 TFSI e S line Prestige (originally $65,470)
The lowest used price here with the top IIHS award
Pick by what you want
Best overall
2022 Lexus NX (AZ20)
Best three-row
2022 Cadillac XT6
Best German
2022 BMW X3 (G01)
Best new-generation
2022 Genesis GV70 (JK1)
Lowest price
2022 Audi Q5 (FY)
The ranking
1
2022 Lexus NX (AZ20)
Photo: Kevauto / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe best-rated luxury SUV.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $30,700 for the NX 250 (originally $39,025) up to $38,700 for the NX 450h+ F SPORT Handling (originally $57,975)Owner reliability (KBB): 4.9 out of 5IIHS (2022): Top Safety Pick+Seating (KBB): 5
The 2022 NX is a Top Safety Pick+ on IIHS, and KBB owners rate it 4.9 out of 5 for reliability, the highest score on this list. KBB lists seating for 5, and Fair Purchase Prices run from $30,700 for the NX 250 to $38,700 for the NX 450h+ F SPORT Handling.
Go ifThe highest owner reliability score here with the top IIHS award
Skip ifYou want the lowest used price
Why #1 over #2: Its 4.9 owner reliability score beats the Nautilus’s 4.5.
2
2022 Lincoln Nautilus
Photo: Damian B Oh / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe comfort pick.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $24,000 for the Nautilus (originally $45,285) up to $33,400 for the Black Label (originally $67,905)Owner reliability (KBB): 4.5 out of 5IIHS (2022): Top Safety Pick (applies only to vehicles with specific headlights)Seating (KBB): 5
The 2022 Nautilus has a 4.5 out of 5 owner reliability score and an IIHS Top Safety Pick that applies only to vehicles with specific headlights. KBB prices it from $24,000 for the Nautilus to $33,400 for the Black Label.
Go ifA 4.5 reliability score at a used price from $24,000
Skip ifYou want the IIHS award on every headlight
Why #2 over #3: Its 4.5 owner reliability score beats the XT6’s 4.4.
3
2022 Cadillac XT6
Photo: Elise240SX / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe three-row pick.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $24,800 for the XT6 Luxury (originally $49,990) up to $30,300 for the XT6 Sport (originally $59,690)Owner reliability (KBB): 4.4 out of 5IIHS (2022): Top Safety Pick+Seating (KBB): 7
The 2022 XT6 is a Top Safety Pick+ with seating for 7 and a 4.4 out of 5 owner reliability score. KBB prices it from $24,800 for the XT6 Luxury to $30,300 for the XT6 Sport.
Go ifThe top IIHS award in a three-row luxury SUV
Skip ifYou want a reliability score above 4.4
Why #3 over #4: Its $24,800 starting price edges the X3’s $25,800 at the same 4.4 score and award.
4
2022 BMW X3 (G01)
Photo: Kevauto / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe driver’s pick.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $25,800 for the X3 sDrive30i (originally $44,695) up to $37,500 for the X3 M40i (originally $58,795)Owner reliability (KBB): 4.4 out of 5IIHS (2022): Top Safety Pick+Seating (KBB): 5
The 2022 X3 is a Top Safety Pick+ with a 4.4 out of 5 owner reliability score and seating for 5. KBB prices it from $25,800 for the sDrive30i to $37,500 for the M40i.
Go ifThe top IIHS award in a driver-focused compact
Skip ifYou need a third row
Why #4 over #5: Its Top Safety Pick+ edges the UX’s Top Safety Pick at the same 4.4 score.
5
2022 Lexus UX (ZA10)
Photo: LuvsMG481 / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe small Lexus.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $25,400 for the UX 200 (originally $34,525) up to $31,400 for the UX 250h Luxury (originally $41,865)Owner reliability (KBB): 4.4 out of 5IIHS (2022): Top Safety Pick (applies only to vehicles with specific headlights)Seating (KBB): 5
The 2022 UX has a 4.4 out of 5 owner reliability score and a Top Safety Pick that applies only to vehicles with specific headlights. KBB prices it from $25,400 for the UX 200 to $31,400 for the UX 250h Luxury.
Go ifA Lexus with a 4.4 reliability score from $25,400
Skip ifYou want the IIHS award on every headlight
Why #5 over #6: Its Top Safety Pick beats the XT5’s missing award at the same 4.4 score.
6
2022 Cadillac XT5
Photo: Zotyefan / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe cheap Cadillac.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $22,400 for the XT5 Luxury (originally $45,390) up to $28,900 for the XT5 Sport (originally $57,290)Owner reliability (KBB): 4.4 out of 5IIHS (2022): No Top Safety Pick award listedSeating (KBB): 5
The 2022 XT5 has a 4.4 out of 5 owner reliability score, and IIHS lists no Top Safety Pick award for it. KBB lists seating for 5 and prices it from $22,400 for the XT5 Luxury to $28,900 for the XT5 Sport.
Go ifA 4.4 reliability score from $22,400
Skip ifYou want an IIHS award
Why #6 over #7: Its $22,400 starting price sits below the Q7’s $26,600 at the same 4.4 score and no award.
7
2022 Audi Q7 (4M)
Photo: Kevauto / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe big Audi.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $26,600 for the Q7 45 TFSI Premium (originally $58,570) up to $31,800 for the Q7 55 TFSI Prestige (originally $72,870)Owner reliability (KBB): 4.4 out of 5IIHS (2022): No Top Safety Pick award listedSeating (KBB): 7
The 2022 Q7 has a 4.4 out of 5 owner reliability score, and IIHS lists no Top Safety Pick award for it. KBB lists seating for 7 and prices it from $26,600 for the Q7 45 TFSI Premium to $31,800 for the Q7 55 TFSI Prestige.
Go ifSeating for 7 with a 4.4 reliability score
Skip ifYou want an IIHS award
Why #7 over #8: Its 4.4 owner reliability score beats the GV70’s 4.3.
8
2022 Genesis GV70 (JK1)
Photo: Alexander Migl / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe new-generation pick.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $28,300 for the GV70 2.5T Standard (originally $42,595) up to $32,300 for the GV70 3.5T Sport (originally $54,195)Owner reliability (KBB): 4.3 out of 5IIHS (2022): Top Safety Pick+Seating (KBB): 5
The 2022 GV70 is a Top Safety Pick+ with a 4.3 out of 5 owner reliability score and seating for 5. KBB prices it from $28,300 for the GV70 2.5T Standard to $32,300 for the GV70 3.5T Sport.
Go ifThe top IIHS award with a 4.3 reliability score
Skip ifYou want a reliability score above 4.3
Why #8 over #9: Its Top Safety Pick+ beats the QX50’s missing award at the same 4.3 score.
9
2022 Infiniti QX50 (J55)
Photo: Mr.choppers / CC BY-SA 3.0 via Wikimedia Commons
Answrs VerdictThe value Infiniti.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $23,300 for the QX50 PURE (originally $42,175) up to $31,300 for the QX50 AUTOGRAPH (originally $58,125)Owner reliability (KBB): 4.3 out of 5IIHS (2022): No Top Safety Pick award listedSeating (KBB): 5
The 2022 QX50 has a 4.3 out of 5 owner reliability score, and IIHS lists no Top Safety Pick award for it. KBB lists seating for 5 and prices it from $23,300 for the QX50 PURE to $31,300 for the QX50 AUTOGRAPH.
Go ifA 4.3 reliability score from $23,300
Skip ifYou want an IIHS award
Why #9 over #10: Its 4.3 owner reliability score beats the Q5’s 4.2.
10
2022 Audi Q5 (FY)
Photo: Alexander Migl / CC BY-SA 4.0 via Wikimedia Commons
Answrs VerdictThe cheapest to start.
Used price (KBB, 2022 model year, read in October 2026): Kelley Blue Book Fair Purchase Price $22,100 for the Q5 40 TFSI Premium (originally $44,370) up to $28,300 for the Q5 55 TFSI e S line Prestige (originally $65,470)Owner reliability (KBB): 4.2 out of 5IIHS (2022): Top Safety Pick+Seating (KBB): 5
The 2022 Q5 is a Top Safety Pick+ with a 4.2 out of 5 owner reliability score and seating for 5. KBB prices it from $22,100 for the Q5 40 TFSI Premium, the lowest start here, to $28,300 for the Q5 55 TFSI e S line Prestige.
Go ifThe lowest used price here with the top IIHS award
Skip ifYou want a reliability score above 4.2
How we ranked these
We ranked 2022 model-year luxury-brand SUVs from the generations not picked on our other used SUV pages, each with a Kelley Blue Book Fair Purchase Price that starts under $40,000, as read in October 2026. The order is the KBB owner reliability rating first, then the IIHS 2022 award, then the lowest used price. KBB’s owner rating covers a whole generation, so other model years of the same generation share it; prices and the IIHS award are for 2022. Facts are taken from each maker's own published information; check the official site before you buy.
Questions people ask
What is the best used luxury SUV under $40,000?
The 2022 Lexus NX (AZ20): KBB owners rate it 4.9 out of 5 for reliability, IIHS gives the 2022 model a Top Safety Pick+, and KBB Fair Purchase Prices run from $30,700 to $38,700.
Which used luxury SUV here is cheapest?
The 2022 Audi Q5 starts lowest at $22,100 on KBB, followed by the 2022 Cadillac XT5 at $22,400 and the 2022 Infiniti QX50 at $23,300.
Which of these has the highest owner reliability rating?
KBB owners rate the 2022 Lexus NX 4.9 out of 5, ahead of the 2022 Lincoln Nautilus at 4.5.
Which of these has a third row?
KBB lists seating for 7 on the 2022 Cadillac XT6 and the 2022 Audi Q7; the other eight list seating for 5.
Lowest Kelley Blue Book used price, 2022 model year (USD) at a glance
2022 Audi Q5 (FY)$22,100
2022 Cadillac XT5$22,400
2022 Infiniti QX50 (J55)$23,300
2022 Lincoln Nautilus$24,000
2022 Cadillac XT6$24,800
2022 Lexus UX (ZA10)$25,400
2022 BMW X3 (G01)$25,800
2022 Audi Q7 (4M)$26,600
2022 Genesis GV70 (JK1)$28,300
2022 Lexus NX (AZ20)$30,700
Lowest Kelley Blue Book used price, 2022 model year (USD), as published by each maker. Picks without a published figure are left off.
